There’s no way to sugar coat this. Saving money is by far the most important piece of financial advice that I can ever dispense. Anytime I write an article or put out a new podcast episode about saving money; it ‘s gobbled up.
Check Out a Few Favorite Episodes
You guys can’t get enough. You want more and more tips for saving money. Especially money-saving tips that help you to afford to do all the things in life that you want to do…like travel.
Why is this?
Well, it seems like everyone struggles with saving money, and in reality, it’s a pretty simple financial dilemma to remedy.
Saving money starts with thinking outside of the box. You have to challenge yourself to find ways you can save in your everyday life without having to give up all the things you love to do.
When you’re in college, saving money is so critical to your financial future because you are young and have a long time for the money to grow. Saving money is even more critical than whatever your GPA happens to be when you graduate. There, I said it. If you can master the art of saving money in college, it will blow your mind at much money you can accumulate in even just 10-15 years.
How Can I Save and Still Travel?
Spring break is just around the corner, and if you’re anything like me you’ve got your eyes set on an awesome trip somewhere tropical, or maybe to Europe, or even to Costa Rica to surf in some legendary waters. Travel takes money, though, and if you are already struggling with saving money, the thought of coming up with a $1,000 for a trip can be daunting.
The good news is that you won’t have to resort to eating ramen for a month or selling everything you own on eBay.
In searching for ways to help you travel for less, and save money, I came across the Upromise World MasterCard. I’ve been a member of Upromise since I graduated college, and have taken advantage of a lot of their perks, so I can speak firsthand about why I love this card.
Let a Rewards Card Work For You
If you’re going to have a credit card, let one work for you. What I mean is that you need to get something, a bonus, points, rewards, freebies, etc. for using your credit card, otherwise it isn’t working for you. That’s what I love about the Upromise MasterCard.
Here’s how it works:
Check out the full list here. There are over 850 online partners to choose from.
You can receive up to 10% cash back when you book your Spring Break travel through Upromise…and as a bonus; you can use that cash back to pay for college expenses.
How to Travel with the Upromise MasterCard
There are hundreds of credit cards out there. Some are great for people with lower credit scores. Some are great for rewards. Some are great for travel perks. So, why in the world would you consider the Upromise MasterCard over some of the other cards?
We can all agree now that saving money is the name of the financial game.
The Upromise MasterCard is perfect for travelers, shoppers and anyone looking to jump-start savings in 2016. It means more cash back to help you reach your savings goals, which means more savings in your pocket.
Booking Spring Break travel will be less of a splurge knowing that you’ll receive up to 10% cash back earnings for college by using the Upromise MasterCard.
The Upromise MasterCard is designed to help you build college savings. With the Upromise MasterCard, you can earn up to 10 percent cash back, which can be used to save for college. Hey, every extra dollar counts when you’re trying to pay off college.
When you open the Upromise MasterCard, you’re automatically enrolled in Upromise by Sallie Mae, a program that allows families to earn cash back on everyday purchases. It’s FREE to join. What’s more, by applying for the Upromise MasterCard® —issued by Barclaycard — families can take saving for college and other financial goals to the next level.
Upromise by Sallie Mae members can earn higher cash-back rewards and grow their college savings more quickly with the Upromise MasterCard.
Last year, Upromise MasterCard card members earned $42 million in cash back rewards.
You’re probably thinking, 10% cash back, right.
Yes, really, and 10% cash back is seriously one of the best credit card offers I’ve seen.
With the Upromise MasterCard, you can earn up to 10 percent cash back. You earn up to five percent back when you make eligible purchases through Upromise by Sallie Mae and an additional five percent from using the Upromise MasterCard. Here’s how:
- Shop at more than 850 online retail partners
- Dine at more than 10,000 Upromise participating restaurants
- Book travel at major travel sites
And there’s more. You can also earn two percent cash back when using the Upromise Mastercard for eligible in-store shopping at major department stores and at movie theaters. All other purchases with the card are eligible for one percent cash back.
New card members can also earn a one-time special offer of $50 cash-back bonus after making a purchase, cash advance transaction, or balance transfer within 90 days of opening an account by clicking here.
Take Me to Somewhere Warm
I decided to test out Expedia’s travel deals with the Upromise MasterCard and see if it was all it was cracked up to be. I searched for a trip to Cabo San Lucas for 2 in late March.
I found this killer deal at a 4-star hotel that was right on the beach. The total for my 4-night stay, which includes airfare, was only $720 per person. If you count the cash back offer, you will get $72 back, enough to pay for a couple of books for next semester’s classes or extra money going towards paying off your student loans.
If you graduated with a student loan that is owned by Sallie Mae or serviced by Sallie Mae, the Upromise MasterCard is a solid choice. Not only can you enjoy all the perks this card has to offer, but each time you swipe your card you can be one step closer to paying down your student loan. All you have to do is link your account to pay down your student loan.
My rules with credit cards are always the same:
- Use it like a debit card and pay it off each month
- Find a card that offers you amazing cash back or rewards and uses your cash back to help boost your budget
- Always use a credit card when you travel to protect you from fraud
**This is a Upromise sponsored post. However, all the opinions expressed are my own.